Showing posts with label Speech Recognition. Show all posts
Showing posts with label Speech Recognition. Show all posts

Speech Rec: The Gateway to CRM?



Add a note hereA lot of attention has been focused lately on the pros and cons of CRM tools — much from the point of view of “which tool can I buy and what is it going to do for me?” One of the things that’s been overlooked is that for CRM to function properly, it needs to receive constant, meaningful input from an outside system. Input that acts as the raw meat for its real work, which is the analysis of what the customer wants and whether he got it.

Add a note hereWe’re used to thinking of two main data inputs from the customer. One, IVR, has been around forever and is widely understood. There are not too many new ways to construct a branching tree routing script, or to parse an incoming account number. Application development for IVR has been made easy enough for an intelligent non-expert to do a credible job putting together working, useful apps.

Add a note hereThe other input mode is the very rich, multi-textured Web interface. This has developed so recently that there are many techniques for feeding customer input from a website through to a CRM system and into a contact center. All the many data-gathering and connection modes fall into this camp: email, click-to-call, text chat, and Web-based ecommerce forms.

Add a note hereAlmost off the radar, though, is another technology that has reached strong maturity. Speech recognition, which is making big waves out in the consumer technology world, is still seen as something of an afterthought in the CRM/contact center world. In fact, it’s a lot more than just a replacement for touch-tone input.
Add a note hereWhy is it different? I’d like to argue that it creates the opportunity for a completely different type of interaction than does IVR. IVR, despite having “interactive” as part of its name, is really a one-way channel. Customers enter ID and pull out a small subset of data that pertains to them. Remember why it caught on in the first place: it automated the dumping of small bits of repetitive info to the caller, keeping those calls away from expensive agents. Relatively low tech, profoundly efficient, easy to diagram into an existing call flow — the very definition of no-brainer.

Add a note hereBut when you add speech to the same call, you add several orders of complexity. Forget about the complexity of the tech that you need to operate it; instead, concentrate on the complexity of the information flow back and forth between you and the customers. Instead of asking questions that get answered only in numeric digits, you can draw out responses that are far more nuanced and subtle. Few people are going to enter an address using keys that have three letters apiece. Asking for a stock quote using the Schwab IVR is hard enough — each letter of the alphabet is assigned a two key code. They had to send customers little wallet cards to remind them of the alphabetic cipher just to be able to retrieve stock quotes. This was in 1996, before they were heavily online, and before they installed a speech rec system.

Add a note hereStock quotes are one of those really basic information retrieval apps that the Web does really well as a replacement for the phone system. But you can do things that are so much richer, limited only by the system resources available to parse the speech, and the power of the recognition engine.

Add a note hereSpeechWorks, one of the companies with powerful speech rec tools, says that to run high-quality speech applications, you need four things:
§  Add a note herestate-of-the-art technology;
§  Add a note herehigh-level building blocks (essentially this means that the recognition engine contains prefabricated modules for handling certain types of speech);
§  Add a note heretight integration on robust telephony platforms; and
§  Add a note heretools for analyzing and tuning applications.
Add a note hereThat’s to make the speech rec work; to make the application it’s running a success as well, you also need
§  Add a note hereappropriate application development procedures;
§  Add a note herean understanding of what your app is ultimately supposed to do for you, in terms of what would make it a success; and
§  Add a note herea good user interface.

Add a note hereSpeechWorks says that based on several of their customer installs, the average cost of an agented call per minute is $1.50; by contrast the average cost of a speech-rec attended call is just $0.25-$0.35. That’s not too surprising, and they rightly say that the speech-rec costs vary based on the underlying contract the call center has with its local telcos for long distance traffic.

Add a note hereAt one of their installations, the length of customer interactions was reduced from 12.5 minutes through touch tone to two to three minutes using speech. This goes right to the question of speech rec as a rough equivalent to IVR. If anything like that reduction can be repeated across the board, or even in a significant minority of applications, then speech looks a lot better as a way into the database despite the higher level of technology it needs to implement.

Add a note hereFrom a call flow and design point of view, though, it would be a mistake to think of speech rec as “talking IVR.” When I speak of a richer interaction, I mean this: you don’t have to delineate options one through four and leave the person scratching his head to figure out where his particular problem fits into your schema. The sophisticated application will acknowledge that there are ambiguities of response, and will tailor prompts to try to zero in on what the customer needs without being as linear as IVR.

Add a note herePeople who are expert at using the system can shortcut through it, for example, or can barge in (that is, talk while the system is talking and have it know that it should stop and listen).

Add a note hereThose points apply to the IVR/speech rec comparison, which is how you look at speech rec when its main purpose is to identify the person and route to the right agent. But again, the interaction can be richer, used to gather information that you didn’t have already. Once you’ve used the system to identify the caller, you can ask questions that have more detailed answers, even questions that are tailored to a particular audience or context. The stronger the speech rec engine, the more you’ll be able to parse out of what a caller says. Again, its strength in the long run is not going to be that it gets the information to the caller at a lower cost; rather, it’s going to be that it gets information from the caller to you in a more meaningful and spontaneous way. It’s easier to say something into a phone than it is to fill out a survey and mail it back, or even to fill out a form on a website.

Add a note hereWhen I look at the spectrum of CRM-style applications that are rolling out over the next two years (and it’s a long list), the common element is the need for an information channel that brings information reliably from the customer inside the company. We’re used to customers calling when they want something, and parsing the data that comes with the call is so old-hat it’s never even mentioned anymore. We’re quickly getting used to customers using email and Web for interactions.

Add a note hereIn a conversation with a very smart Dictaphone executive recently, it was opined that we’re moving inexorably to a point where all transactions are recorded, stored, and analyzed using advanced data mining techniques. He was speaking from the point of view of quality assurance and agent performance, as well as customer satisfaction measurement. It strikes me that if universal recording and archival does arrive, the collection of speech rec data, added to the analysis, could be a valuable (if a bit spooky) addition.

Add a note hereCRM, so much a buzzword now, is an idea that stands in for a range of future technologies, some of which will catch on and some of which won’t. It’s the theory that matters, that information flows freely between all systems and is parsed somewhere inside the organization, probably away from the call center. The theory of CRM will depend on controlling the most customer information at the lowest cost. Right now it seems that speech recognition has a good shot at replacing IVR as the primary information gathering tool for phone-only interactions.

Financial Services Out In Front | Speech Recognition



Add a note hereVisa International is betting that “v-commerce,” the heinously-named catch-all term for telephone transactions enhanced by speech-recognition, is a big part of their future. 

Add a note hereSince 1995, Visa International has been an investor in Nuance, and has participated in pilot programs to add automated speech to cardholder transactions — basic things like card activation, card replacement, and travel planning.

Add a note hereThese are things that, like all good IVR apps, don’t need an agent for the basic, introductory information gathering stage of the transaction. Only when things get more complicated, or the consumer gets confused and tries to bail on the automated system, does an agent really become necessary.

Add a note hereNow Visa and Nuance are working on developing apps for use by the member banks for customers to self-serve over the phone. It’s got some important names from the call center field, but it doesn’t have any speech companies other than Nuance. Nuance’s speech rec is as good as anyone’s, but it’s not the only one, so the impact of an association like this is in the power of the end-users, like Visa, to push a particular technology.

Add a note hereSeveral v-commerce applications are currently available for Visa member banks including speech banking and automated bill payment.

Add a note hereAnother really interesting real-world application of speech rec is the installation that went into Ameritrade (the brokerage firm) in early 2000. Ameritrade decided to take their existing (and recently installed) speech rec front-end and expand its capacity.

Add a note hereAmeritrade’s system lets their brokerage customers check their accounts and act on their investment decisions via telephone using natural speech recognition. The speech-enabled system was introduced to Ameritrade customers on March 10, 2000, and handled more than 650,000 calls in its first nine trading days. That huge response was a major factor in Ameritrade’s recent decision to increase the port capacity of its InterVoice-Brite call automation system. The expansion is planned for this month.

Add a note hereSince the speech-enabled system was implemented, Ameritrade’s call completion volume has significantly increased. The system currently handles an average of more than 85,000 calls on trading days. More than 40% of callers are already opting to use the speech recognition capabilities. This self-service transaction option gives Ameritrade customers a faster, more convenient method for rapid stock transactions while enabling the company to increase the efficiency of its call center by reducing call wait times and freeing agents to process more complex customer service requests.

Add a note hereThe system isn’t pure-speech only; rather, their call flow involves an interesting hybrid of traditional user-entered touch tone digits and speech input. To use the self-service stock trading system, callers enter their account code and personal identification number, using traditional keypad entry. Then, the system asks for which stock the caller would like a transaction. Rather than using a tedious touch-tone entry method, callers speak the company name or stock symbol in a natural voice.

Add a note hereIt runs on InterVoice-Brite’s OneVoice platform and uses technology from SpeechWorks. The system’s vocabulary exceeds 60,000 words and even recognizes popular stock nicknames, such as “Big Blue” for IBM. (Though I believe you’d have to be really wanting in common sense to actually try to trade stock using that kind of nickname.)

Add a note hereInterVoice-Brite has also put in speech-enabled stock systems for DMG & Partners Securities, Lim and Tan Securities, Keppel Securities in Singapore, and Hyundai Securities in Korea.

Add a note hereThe system will be able to interpret more than 80% of first and last names in the United States. That’s going to make the system more viable for applications like health insurance benefits verification, travel reservation verification and cancellation, and inquiry applications where callers are asked to leave their name and number for an informational callback.

Add a note hereNew multilingual capabilities simultaneously support two or more languages on a single system. These multilingual capabilities will enable application developers to create self-service applications in 10 different languages. Callers can also respond to prompts in their own dialect depending on geographic location and regional demographics.

Add a note hereLanguages supported now include English (US, UK, Australian and Singaporean), Spanish (Latin and US), French (European and Canadian), Chinese (Mandarin) and German. The system features a vocabulary with more than 70,000 words and supports an increased number of ports to support higher call volumes. Additional tools include custom vocabulary development, industry-specific grammar libraries and a self-tuning feature.

Speech Recognition


With almost no fanfare, speech recognition technology has made tremendous strides in the last few years. It’s what you might call a stealth technology — the kind that keep academics and serious R&D departments busy for years showing incremental improvement, and then all at once the development reaches critical mass and it’s everywhere, in all sorts of applications. It promises to change the way customers interact with automated systems, broadening the range of telephony interactions, and giving the call center a strong new tool on the front-end for capturing customer data.

According to one analyst, the worldwide market for automated speech recognition products is projected to jump from $100 million in 1998 to $1.6 billion in 2002. The US market potential for speech-enabled auto attendant products is expected to grow from less than $10 million in 1998 to $250 million by 2001.

The reason it is so explosive is twofold. First, the speed and power of the typical PC grew along the expected curve until it was strong enough to process speech in real-time. Second, the developed algorithms were steadily improved to allow computers to discern the appropriate patterns that underlie speech, without regard to accent, speed of speech or other eccentricity.

Speech rec is starting to gain a toehold in call centers as an autoselector — a tool that the customer uses to interact with an automated system to either route himself to the proper person (an auto attendant or ACD front-end) or extract the information he needs from a host database, à la IVR.

In the short and medium term, the interaction of choice for a customer wanting information is still going to be the telephone. While they are migrating to the Internet in huge numbers, call centers will still be deluged with phone requests for information, service, problem solving and order taking. IVR is still the dominant way for callers to routes themselves to their information destinations. When you put an intelligent speech engine in front of that you decrease the chances that the customer will ultimately have to make use of an agent’s time. Costs are shaved and customers go away slightly more satisfied.

By itself, speech rec doesn’t add new functionality to the call center. Instead, it adds new callers: those with rotary phones, those who are mobile, those who are so pressed for time that they can’t be bothered to do anything but speak. It then processes those callers using the same traditional tools that call centers have used for years. The same benefits flow from speech recognition as from IVR: fewer calls that have to go to an agent, shorter calls, and more self-service.

This technology generates a lot of excitement in the public because of its association with things like voice typing, or dialing a cell phone by voice. But clearly, the specialty applications call centers need — those that need to be speaker-independent — are more powerful in the long term, with the potential to save agents time on data collection.

Consider an application created by Nuance Communications for Schwab’s automated brokerage system. When I first saw this demoed in 1996, I thought it was pretty good: it understood me more than half the time, and seemed flexible. Now it’s even better. And according to Nuance, it now handles half of Schwab’s daily telephone stock quote volume, with 97% accuracy. With the migration of personal financial services to the Internet (and with price and service the determining factor in a competitive industry), giving a customer the ability to say “I’d like a quote on IBM” instead of typing out some ridiculous code is a key differentiator.
There are a lot of companies working on applications for this. As processing power improves and the cost of delivering a working application drops, it is likely that speech rec will take over as a successor to IVR as the “non-agent” telephony transaction.

The kinds of input that a speech rec system would have to process are very well defined-sequences of digits for things like account numbers, phone numbers, social security IDs or passwords. Or, some apps use discrete letters for getting stock quotes. There are a million ways to use it to extract information.
There are two distinct kinds of speech recognition, known as speaker-dependent and speaker-independent. The two diverge wildly in the kinds of things they are good at, and the kinds of systems needed to make them run.

Call center apps necessarily focus on speaker-independent recognition. Many people will call, obviously. The human brain in the form of a receptionist can recognize a huge number of variations of the same basic input—there are literally an infinite number of ways to intonate the word “hello.” What you want in a call center is a system that will respond to the likely inputs—the most common words like yes, no, stop, help, operator, etc., the digits, the letters of the alphabet, and so on.

Telecom has gradually been accepting the technology in operator assistance and routing systems. (But not everywhere you think. Some automated applications that ask users for spoken input, like directory assistance, are actually just recording it and playing it for the operator, who inputs it manually—it saves time, but speech rec it isn’t.)

Internationally, touch tone penetration is still very low, leaving a vast installed base of potential callers who can not access IVR. It follows that these callers are then going to be expensive to process when they come into a call center because they have to be held in queue until there’s an agent ready for them — high telecom charges from the longer than average wait, coupled with the cost of agent-service (rather than self-service). On the down side, international call centers, particularly those that serve multiple countries, can field calls in multiple languages. If you use an IVR front-end to have the caller select their language then you, by definition, don’t need speech rec. These are surmountable problems that have more to do with the operation of speech rec in practice than with the underlying technology.

Speech rec costs a lot to develop and perfect, but once it’s done, it’s done forever. The cost of maintaining it is negligible, and it has little of the headaches involved in CTI or other “fancy” call center technologies. Once you tease meaning out of the speech, it becomes input like any other, just like information entered via the Web, DTMF or told to an agent.

That’s the essence of speech recognition in the call center — it’s a simple front-end, with albeit limited application. But that’s what they said about IVR ten years ago, and look where we are today.
Giant retailer Sears has turned to speech recognition in a big way, implementing it in 750 of their retail stores nationwide as part of a program to redirect calls more efficiently. It’s also hoped that this will help them re-deploy almost 3,000 people to other, more productive tasks.

The automated speech system, built by Nuance, is part of Sears’ Central Call Taking initiative. About three-quarters of the calls that come in to each of the stores’ general numbers will be handled by the system; for a total of 120,000 calls each day.

Callers, when prompted, will be able to say the name of the department they want to reach — “shoes,” for example. The cost of automating the department transfer is much lower than the cost of having an operator do it. (Reps are available to assist in case a customer has trouble.) Sears will be able to use this system instead of hiring temps during the busy holiday season and other peak periods.

The system was piloted at some Sears stores during a recent holiday season. Development began the prior summer, a fairly quick turnaround for a system complex enough to stand in for 3,000 operators at 750 locations. Sears integrated the Nuance system into their existing IT infrastructure; a custom app uses the speech rec system’s ODBC hooks to query a centralized Oracle database for individual department phone extensions, reducing call transfer time.

This is one of the biggest examples of speech rec being used in consumer apps outside financial services. When retailers take on a technology, that’s a sure sign they feel comfortable with both the consumer acceptance and the technical sophistication of it.

Airlines have also been historic early adopters. Airlines have been out in front in pushing this technology as a way for their customers to get quick access to a wealth of information. American Airlines has one such system, which they call Dial-AA-Flight.

The airline’s automated flight information system gives customers data on arrivals, departures and gates. According to American, it handles approximately 19 million customer calls a year.
AA is moving to add a speech front-end to the system, at first in a pilot program (no pun intended) that will take 10% of the traffic. This is not American’s first use of speech rec. In 1999 they rolled out a similar service to their VIP customers.

(It’s interesting that speech, which just a few years ago was ridiculously bad at speaker-independent recognition, is now moving into real world applications from the top down, from best customers into the general pool.)


Speech Recognition

Speech recognition is a lot like IVR, only callers get to speak selections rather than press corresponding numbers on their phone pads to get information.

Speech recognition gives callers without touch tone dialing the same access to information as those with touch tone service. Not only will it satisfy these callers — but think of the population of callers who need glasses to dial. These callers won’t have to juggle their glasses with the phone pad to see the numbers they are pressing.

Although over-the-phone speech recognition still has a limited vocabulary, most systems are effective enough to allow callers to speak selections such as “sales,” “flight number 123,” “transfer cash” or “order baseball cap.”

Speech recognition technology is constantly improving. Vocabularies keep growing (which means you can program the system to understand more caller commands). It seems that almost all systems are now continuous speech.

Make sure you choose one that is indeed continuous speech. Otherwise callers will be forced to pause and wait for a beep after saying every word or number. Since it’s unnatural to speak this way, callers may be more likely to hang up or ask for a rep. There’s also an increased chance of the system not understanding every word, since it’s hard to tell speech from silence.

If you already own an IVR system and want to add speech recognition capabilities, you should check with your vendor. Many of the big manufacturers like Lucent, Syntellect and InterVoice have added speech recognition to their IVR systems.

This technology has made tremendous strides in the last few years. It promises to change the way customers interact with automated systems, broadening the range of telephony interactions.

There are two distinct kinds of speech recognition, known as speaker-dependent and speaker-independent. The two diverge wildly in the kinds of things they are good at, and the kinds of systems needed to make them run.

Call center apps necessarily focus on speaker-independent recognition. Many people will call, obviously. The human brain in the form of a receptionist can recognize a huge number of variations of the same basic input — there are literally an infinite number of ways to intone the word “hello.” What you want in a call center is a system that will respond to the likely inputs — the most common words like yes, no, stop, help, operator, etc., the digits, the letters of the alphabet, and so on.

Internationally, touch tone penetration is still very low, leaving a vast installed base of potential callers who can not access IVR. It follows that these callers are then going to be expensive to process when they come into a call center because they have to be held in queue until there’s an agent ready for them — high telecom charges from the longer than average wait, coupled with the cost of agent-service (rather than self-service).

On the downside, international call centers, particularly those that serve multiple countries, can field calls in multiple languages. If you use an IVR front-end to have the caller select their language then you by definition don’t need speech rec. These are surmountable problems that have more to do with the operation of speech rec in practice than with the underlying technology.

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